£1 Billion

Peer to Peer Market Value

Peer to Peer

  • Transparent and competitive fee structure
  • Quick response and release of funds
  • Funding Circle's Broker of the Year
  • Strong track record
  • 2 years trading history needed
  • Property finance up to £3 million

Peer to Peer funding is a relatively new, although established and regulated finance option for small to medium sized businesses with a minimum of 2 years trading data.

Although still relatively new, its a growing market with New lenders with differing requirements joining all the time.

The UK Government is lending £60m to businesses through Funding Circle, alongside thousands of people and other investors and is a strong alternative route to funding your business expansion.

Call us now on 0845 519 7845 to help you seek the right Peer to Peer lender for your business

As Funding Circle’s Peer to Peer Broker of the Year for the second year running, Central Finance have supported hundreds of businesses in the last year to receive alternative business funding through Peer to Peer lending.

Here at Central Finance we understand the Peer to Peer lending and how you may raise finance using this type of loan.  We have access to a range of Peer to Peer lenders and its our job to understand their different requirements.

Call us now on 0845 519 7845 for a no obligation impartial review of your requirements.


HD Connectivity

Central Finance supported ambitious Malvern-based technology business; HD Connectivity, an award-winning smart home electronics company  release a new multiroom HDTV system that is the first of its kind to be designed, developed and manufactured in the UK by providing a funding package to facilitate research and development.

The funding package from Central Finance also helped HD Connectivity bring the manufacturing of their HDanywhere brand products back to the UK and enabled them to export to the USA, Australia and Canada.

Innovators in multiroom HDTV, long-distance signal extension, and HDMI-based products, HD Connectivity are the UK’s only developer of this type of video distribution technology, which they sell worldwide under the brand name HDanywhere. They manufacture around 2500 single units per year and now export to countries located across five continents, flying the flag for British manufacturing.

As a result of Central Finance’s support, HD Connectivity have been able to increase export sales by 250%

Burrows Home Comfort – Refinancing

Steve Harris, Central Finance’s Peer to Peer Finance Expert raised a six figure finance package for commercial property improvements business Burrows Home Comfort to refinance old debt accessing significant rate reductions and thousands of pounds of cost savings as a result.

The independent, and fully FCA regulated commercial financial services provider sourced the six figure refinance package through Funding Circle, the largest peer to peer funder in the UK to provide Burrows Home Comfort with over a £1000 cost savings every month over the term to reinvest in new sales and marketing materials and a new bespoke, mobile ready website.

Start Up Loans

The start up loan is a personal loan for business purposes. · Up to £25,000 · 6% fixed interest rate p.a. · 1 – 5 Year loan term · No early repayment fees Along with the loan, applicants can have access to support for building their business plan and cash flow statement. Lending Criteria · […]

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Short Term Finance

Unlike many traditional methods of obtaining cash which can be slow and inflexible, you could have the money in your account the same day as approval. Short Term Finance is an expanding area of alternative finance and one that Central Finance have a very good knowledge off.

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Trade Finance

Here at Central Finance we have expert knowledge in all aspects of Trade Finance. The key to success is to plan your working capital effectively during the trade cycle, and to ensure you have sufficient financial assistance in place at each stage. Therefore, it is vital to have an experienced trade team to work with […]

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Peer to Peer

As Funding Circle’s Peer to Peer Broker of the Year for the second year running, Central Finance have supported hundreds of businesses in the last year to receive alternative business funding through Peer to Peer lending. Here at Central Finance we understand the Peer to Peer lending and how you may raise finance using this […]

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Business Finance

Here at Central Finance we have expert knowledge in all aspects of Business Finance. We asses every client’s needs individually, their vision for the future, their trading history and will put together a bespoke funding package that’s right for you. As small business owners ourselves with significant experience as lenders in banking and commercial financing, we […]

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Commercial Bank Loans

Raising a commercial loan from a bank is one of the most popular ways to finance your business. This can either be done on an unsecured basis (Enterprise Finance Guarantee, EFG) or alternatively, by taking a charge against suitable property. Our thirty years experience in commercial banking gives our clients the confidence that we have […]

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Enterprise Finance Guarantee

The Enterprise Finance Guarantee (EFG) is a scheme introduced by the Government to support businesses seeking loans up to £1 million. The bank underwriters will still analyse the deal as normal, but the Government guarantees 75% of the loan, which means even if you don’t have the security to back the loan you have an […]

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Regional Funding

Our expert knowledge and experience will assist your business to make the right funding choices, by providing a package of finance utilising local, regional funding and other types of finance to create a financial solution for your business to make the deal work. If you’re looking to grow your business and drive sales but need […]

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Business Grants

There has never been a better time for small businesses to grow, expand and invest in their future with the support of a Government Business Grant. Grants can be used for; Capital Equipment Purchase, Marketing, Expansion of Premises and much more. Here at Central Finance, we have a 100% success rate with grant applications and […]

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Asset Finance

If you’re looking to invest in new machinery, vehicles or even computer and technology equipment, Asset finance is a useful, flexible and adaptable form of funding available to numerous business types and industries.

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Commercial Mortgages

If you require a commercial mortgage to purchase a business, want to buy a property for your existing business or want to restructure your finances with a remortgage, we can offer a quick and easy way to obtain the best commercial mortgage deals.

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Invoice Discounting

Similar to factoring, Invoice Discounting allows businesses to raise cash quickly and effectively but allows the business to keep control over the sales ledger. Here at Central Finance, we have access to all the established and reputable companies specialising in providing Confidential Invoice Discounting facilities and can provide  impartial and independent advice to help you find […]

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Bridging Finance

If you’re looking to raise finance quickly and for a short period of time to finance property, commercial or investment, Bridging Finance is for you. We can arrange both short and medium term bridging loans for borrowing and have access to a number of specialist lenders who can agree terms within days. At Central Finance, […]

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Equity Financing

We can assist you to raise equity funding (equity finance) for your business. Whether you are interested in Business Angel funding, a Public Sector Equity Scheme or Crowdfunding, we can help you to decide which appropriate for your business finance requirements.

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One of the most important aspects of using a Factoring service is to make sure that you are getting a deal that is right for your business. We have access to hundreds of companies specialising in providing factoring facilities and know all the main funders in the market place to provide impartial and independent advice […]

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Interested in Peer to Peer? Then request a callback