£1.3 billion

Funds provided in the UK

Enterprise Finance Guarantee

  • Government-backed guarantee for 75% of the value of each individual loan
  • FREE impartial meeting to assess your suitability for the scheme
  • Individually negotiated interest and fees
  • Loans provided between £1,000 and £1 million
  • Open to businesses with an annual turnover of no more that £41 million

Does your business need funding but lack security? Do you have a sound business proposal and trade profitability?

We work with a vast array of banks and alternative lenders that provide the Enterprise Finance Guarantee Scheme (EFG). Our skills and expertise in this area greatly improves your chances of obtaining finance for your business.

We know how the individual lenders view a proposal for the EFG, this insider knowledge gives us a real edge in the marketplace.

The Enterprise Finance Guarantee (EFG) is a scheme introduced by the Government to support businesses seeking loans up to £1 million.

The bank underwriters will still analyse the deal as normal, but the Government guarantees 75% of the loan, which means even if you don’t have the security to back the loan you have an opportunity of raising debt finance.

We have significant success with the Enterprise Finance Guarantee scheme and have raised millions in the past three years for clients who thought finance wasn’t available.

75%

Government underwriting

Datatech UK

Datatech UK, one of the UK’s most sophisticated IT solutions and website hosting providers with global blue chip clients in banking, retail, and well known search engines, called upon commercial finance consultants Central Finance to prepare a six figure funding package to invest in the UK’s most sophisticated data software.

Central Finance worked closely with the innovative IT company to create a unique funding package including a Research and Development Grant, a Enterprise Finance Guarantee Loan Scheme and Equity Funding to grow their service offering at Datatech UK.

Datatech UK have now developed the most sophisticated data centre in the UK, the greenest in Europe and one of the largest of its kind.

Start Up Loans

The start up loan is a personal loan for business purposes. · Up to £25,000 · 6% fixed interest rate p.a. · 1 – 5 Year loan term · No early repayment fees Along with the loan, applicants can have access to support for building their business plan and cash flow statement. Lending Criteria · […]

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Short Term Finance

Unlike many traditional methods of obtaining cash which can be slow and inflexible, you could have the money in your account the same day as approval. Short Term Finance is an expanding area of alternative finance and one that Central Finance have a very good knowledge off.

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Trade Finance

Here at Central Finance we have expert knowledge in all aspects of Trade Finance. The key to success is to plan your working capital effectively during the trade cycle, and to ensure you have sufficient financial assistance in place at each stage. Therefore, it is vital to have an experienced trade team to work with […]

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Peer to Peer

As Funding Circle’s Peer to Peer Broker of the Year for the second year running, Central Finance have supported hundreds of businesses in the last year to receive alternative business funding through Peer to Peer lending. Here at Central Finance we understand the Peer to Peer lending and how you may raise finance using this […]

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Business Finance

Here at Central Finance we have expert knowledge in all aspects of Business Finance. We asses every client’s needs individually, their vision for the future, their trading history and will put together a bespoke funding package that’s right for you. As small business owners ourselves with significant experience as lenders in banking and commercial financing, we […]

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Commercial Bank Loans

Raising a commercial loan from a bank is one of the most popular ways to finance your business. This can either be done on an unsecured basis (Enterprise Finance Guarantee, EFG) or alternatively, by taking a charge against suitable property. Our thirty years experience in commercial banking gives our clients the confidence that we have […]

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Enterprise Finance Guarantee

The Enterprise Finance Guarantee (EFG) is a scheme introduced by the Government to support businesses seeking loans up to £1 million. The bank underwriters will still analyse the deal as normal, but the Government guarantees 75% of the loan, which means even if you don’t have the security to back the loan you have an […]

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Regional Funding

Our expert knowledge and experience will assist your business to make the right funding choices, by providing a package of finance utilising local, regional funding and other types of finance to create a financial solution for your business to make the deal work. If you’re looking to grow your business and drive sales but need […]

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Business Grants

There has never been a better time for small businesses to grow, expand and invest in their future with the support of a Government Business Grant. Grants can be used for; Capital Equipment Purchase, Marketing, Expansion of Premises and much more. Here at Central Finance, we have a 100% success rate with grant applications and […]

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Asset Finance

If you’re looking to invest in new machinery, vehicles or even computer and technology equipment, Asset finance is a useful, flexible and adaptable form of funding available to numerous business types and industries.

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Commercial Mortgages

If you require a commercial mortgage to purchase a business, want to buy a property for your existing business or want to restructure your finances with a remortgage, we can offer a quick and easy way to obtain the best commercial mortgage deals.

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Invoice Discounting

Similar to factoring, Invoice Discounting allows businesses to raise cash quickly and effectively but allows the business to keep control over the sales ledger. Here at Central Finance, we have access to all the established and reputable companies specialising in providing Confidential Invoice Discounting facilities and can provide  impartial and independent advice to help you find […]

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Bridging Finance

If you’re looking to raise finance quickly and for a short period of time to finance property, commercial or investment, Bridging Finance is for you. We can arrange both short and medium term bridging loans for borrowing and have access to a number of specialist lenders who can agree terms within days. At Central Finance, […]

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Equity Financing

We can assist you to raise equity funding (equity finance) for your business. Whether you are interested in Business Angel funding, a Public Sector Equity Scheme or Crowdfunding, we can help you to decide which appropriate for your business finance requirements.

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Factoring

One of the most important aspects of using a Factoring service is to make sure that you are getting a deal that is right for your business. We have access to hundreds of companies specialising in providing factoring facilities and know all the main funders in the market place to provide impartial and independent advice […]

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Interested in Enterprise Finance Guarantee? Then request a callback