Commercial Mortgage Rates from as little as

Commercial Mortgages

  • Short term bridge and debt consolidation
  • Funding for property improvement
  • Funding for offices, hotels, pubs, factories, shops and more
  • Finance business expansion

Whether you require a commercial mortgage to purchase business premises, want to buy a property for your existing business or want to restructure your finances with a re-mortgage, we can offer a quick and easy way to obtain the best commercial mortgage for you. Whether you are a start-up or an established business, we do all the hard work for you by finding the best deal for you!

Commercial Mortgages are loans that are secured on commercial property such as shops, business premises, warehouses, factories, workshops, garages, hospitals and schools.

We can access up to 100% Loan to Value Commercial Mortgages.

If you require a commercial mortgage to purchase a business, want to buy a property for your existing business or want to restructure your finances with a remortgage, we can offer a quick and easy way to obtain the best commercial mortgage deals.


*Loan to Value Mortgage

A&T Enclosures

Central Finance worked with Lloyds TSB to raise a whopping £2.5 million finance package for Dudley based business A&T Enclosures Ltd to fund their ambitious business plans to expand into the renewable energy market, employ more staff, purchase new premises and invest further in machinery and infrastructure.


The Midlands based financial consultancy sourced the six figure sum including a £1.3 million commercial mortgage and a £577,000 Regional Growth Grant from Sandwell Council.


A&T Enclosures, a specialist manufacturer who’s customers include Rail, Water and Utility Authorities are a progressive, well established business operating for over 21 years with over 50 skilled staff and will utilise the funds to drive expansion into new sectors, fund research and development into new products, purchase new equipment, hire an additional 29 employees over the next three years and cement their commitment to Dudley and the region by purchasing their premises.


Tim King, Managing Director, A&T Enclosures says: “To develop and diversify our products, secure the future of our business, provide new and existing customers with a quality and ever developing product it was clear we needed to invest in our machinery, our workforce, our research and development and ultimately our premises.


“Finding the right finance package to fund this project was key and we couldn’t do it alone. Our aims were and are ambitious, and we wanted to work with someone who could achieve our capital requirements both swiftly and efficiently. It was clear after meeting Alison, who has years of experience working with manufacturers to achieve both grant funding and other business finance that Central Finance would help us achieve our goals and invest in our future.”

Six Bells Brewery

Publican, beer enthusiast and entrepreneur John Stradling approached Central Finance with a business plan and an idea to purchase a pub and a brewery in Shropshire.

Central Finance secured a commercial mortgage to purchase the Six Bells brewery and pub, additional loan funding and finance to renovate and develop and extend the existing site to provide restaurant facilities and hire an additional nine members of staff.

Six Bells Brewery and Pub are now undertaking significant improvements to their village pub thanks to multi finance package arranged by Central Finance.

TP3 Global

Experienced business advisors, Central Finance achieved a significant grant package via ERDF for Redditch based specialist manufacturing business TP3 Global to fund their ambitious growth plans, invest in new machinery and hire more staff.

The Midlands based financial consultancy sourced the grant package for TP3 Global in order to help drive its expansion of its premises, invest in new machinery to develop its intelligent, protective packaging, which maintains an ambient temperature for the pharmaceutical supply chain sector.

TP3 Global are specialist manufacturer and suppliers of Silverskin Thermal Pallet covers, offering protection to cold chain and  temperature sensitive goods in transit, primarily for the pharmaceutical and food sectors. The grant funding will enable TP3 Global to expand, renovate and refit their premises, purchase new machinery and fund the creation of 14 new jobs to expand their customer base and increase exports.

Clive Wheeldon, CEO and Chairman at TP3 Global says: “To continue to innovate and keep ahead of the demanding legislative changes in the pharmaceutical sector, Peter (Lockett, COO and Global Technical Director) and I decided we needed to invest in new technology and expand our infrastructure.

“Finding finance to do this seemed complex and time consuming, especially grant applications and criteria. I met Alison Bradley and it was clear from their experience and grant application success, we should ask the experts and I’m glad we did!

“Achieving grant funding was key to expanding our business and growing exports.”


Start Up Loans

The start up loan is a personal loan for business purposes. · Up to £25,000 · 6% fixed interest rate p.a. · 1 – 5 Year loan term · No early repayment fees Along with the loan, applicants can have access to support for building their business plan and cash flow statement. Lending Criteria · […]

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Short Term Finance

Unlike many traditional methods of obtaining cash which can be slow and inflexible, you could have the money in your account the same day as approval. Short Term Finance is an expanding area of alternative finance and one that Central Finance have a very good knowledge off.

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Trade Finance

Here at Central Finance we have expert knowledge in all aspects of Trade Finance. The key to success is to plan your working capital effectively during the trade cycle, and to ensure you have sufficient financial assistance in place at each stage. Therefore, it is vital to have an experienced trade team to work with […]

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Peer to Peer

As Funding Circle’s Peer to Peer Broker of the Year for the second year running, Central Finance have supported hundreds of businesses in the last year to receive alternative business funding through Peer to Peer lending. Here at Central Finance we understand the Peer to Peer lending and how you may raise finance using this […]

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Business Finance

Here at Central Finance we have expert knowledge in all aspects of Business Finance. We asses every client’s needs individually, their vision for the future, their trading history and will put together a bespoke funding package that’s right for you. As small business owners ourselves with significant experience as lenders in banking and commercial financing, we […]

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Commercial Bank Loans

Raising a commercial loan from a bank is one of the most popular ways to finance your business. This can either be done on an unsecured basis (Enterprise Finance Guarantee, EFG) or alternatively, by taking a charge against suitable property. Our thirty years experience in commercial banking gives our clients the confidence that we have […]

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Enterprise Finance Guarantee

The Enterprise Finance Guarantee (EFG) is a scheme introduced by the Government to support businesses seeking loans up to £1 million. The bank underwriters will still analyse the deal as normal, but the Government guarantees 75% of the loan, which means even if you don’t have the security to back the loan you have an […]

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Regional Funding

Our expert knowledge and experience will assist your business to make the right funding choices, by providing a package of finance utilising local, regional funding and other types of finance to create a financial solution for your business to make the deal work. If you’re looking to grow your business and drive sales but need […]

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Business Grants

There has never been a better time for small businesses to grow, expand and invest in their future with the support of a Government Business Grant. Grants can be used for; Capital Equipment Purchase, Marketing, Expansion of Premises and much more. Here at Central Finance, we have a 100% success rate with grant applications and […]

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Asset Finance

If you’re looking to invest in new machinery, vehicles or even computer and technology equipment, Asset finance is a useful, flexible and adaptable form of funding available to numerous business types and industries.

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Commercial Mortgages

If you require a commercial mortgage to purchase a business, want to buy a property for your existing business or want to restructure your finances with a remortgage, we can offer a quick and easy way to obtain the best commercial mortgage deals.

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Invoice Discounting

Similar to factoring, Invoice Discounting allows businesses to raise cash quickly and effectively but allows the business to keep control over the sales ledger. Here at Central Finance, we have access to all the established and reputable companies specialising in providing Confidential Invoice Discounting facilities and can provide  impartial and independent advice to help you find […]

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Bridging Finance

If you’re looking to raise finance quickly and for a short period of time to finance property, commercial or investment, Bridging Finance is for you. We can arrange both short and medium term bridging loans for borrowing and have access to a number of specialist lenders who can agree terms within days. At Central Finance, […]

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Equity Financing

We can assist you to raise equity funding (equity finance) for your business. Whether you are interested in Business Angel funding, a Public Sector Equity Scheme or Crowdfunding, we can help you to decide which appropriate for your business finance requirements.

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One of the most important aspects of using a Factoring service is to make sure that you are getting a deal that is right for your business. We have access to hundreds of companies specialising in providing factoring facilities and know all the main funders in the market place to provide impartial and independent advice […]

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Interested in Commercial Mortgages? Then request a callback